Turn unpaid invoices into instant liquidity
ILN is an open-source invoice factoring protocol on Stellar. Get paid today by selling your receivables to global liquidity providers at a fair discount.
Total Invoices
1,247
Volume
$2.4M
Avg. Yield
3.2%
Active LPs
89
How ILN works
Submit Invoice
Freelancers upload verified invoices with a set discount rate for immediate purchase.
Fund as LP
Liquidity Providers purchase invoices at the discounted rate using USDC on Stellar.
Protocol Settle
When the payer settles the invoice, the full amount is distributed to the LP automatically.
Get paid today, not in 90 days.
This form is the on-chain entry point for freelancers in ILN. Connect Freighter, price the invoice, and publish it directly to the Soroban contract on Stellar testnet.
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Instant Liquidity
Sell invoices and get funds in minutes, not months.
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Transparent Pricing
You set the discount rate you're comfortable with.
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Global Market
Access liquidity providers from around the world via Stellar.
Earn real yield backed by real business.
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Real World Assets
Diversify your crypto holdings into invoice factoring, a $3T global market.
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Superior Yields
Capture spreads far exceeding standard DeFi lending protocols.
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Trustless Settlements
Smart contracts handle the escrow and distribution on Stellar.
infoHow it works for LPs
When you fund an invoice, your USDC is held in a secure Soroban smart contract. The freelancer receives their funds (minus the discount) immediately. Once the payer settles the invoice, the full amount is released to you, including the discount as your earned yield.
Protocol Interactions
Test the transaction feedback system by simulating different contract interactions available on the ILN protocol.
Pay Invoice
Simulate a payer settling an outstanding invoice with USDC.
Cancel Listing
Freelancer cancelling an unfunded invoice listing from the network.
Claim Default
LP claiming the underlying collateral or insurance after a manual default.
The performance of Stellar
Leveraging the world's most efficient blockchain for payments and asset issuance.
Native USDC
Settle instantly in a regulated, liquid dollar stablecoin.
Near-zero Fees
Transactions cost fractions of a cent, maximizing your margins.
Fast Finality
Transactions are confirmed in seconds with 100% finality.
Soroban
Powered by Stellar's high-performance WASM smart contracts.
Built in the open.
ILN is a public utility. We believe financial infrastructure should be transparent, verifiable, and community-driven.
Fix a Security Bug
Help us harden the protocol.
Build a New Feature
Contribute to our core Soroban contracts or the frontend dashboard ecosystem.
Write Documentation
Help others build on ILN by improving our guides and technical API references.